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Cora M. Ladd was born 15 FEB 1877. She is the daughter of John Franklin Ladd (1850-1917) and Eliza Cheney (1855-1929). Her siblings were Lizzie Marie Ladd (1875-?), Frank S. Ladd (1878-1955), Rose L. Ladd (1880-?), Lillian G. Ladd (1883-?), H. Lafayette Ladd (1885-?), Roy Merton Ladd (1892-?), Warren Cheney Ladd (1894-1947), Gertrude E. Ladd (1896-?), Merle Joyce Ladd (1901-?).
Cora M. Ladd's husband is Orra H. Smith. They were married 5 OCT 1894.